Property Purchase Cost Calculator

Calculate government, lender and other purchase costs...

Simply insert each cost into the calculator and it will total the costs for a property purchase

Please note the following;

- If you are unsure of what figure to insert there are instructions below.

- Government costs vary from State to State. To find out the government duties and fees contact your local

 government  (links below) or Smart Search Finance.

- Lenders mortgage insurance and fees also vary significantly from lender to lender so it is best that you

contact your lender or us to get a full overview

- Other costs are specific to your circumstance

- If you need help please complete the form just below the calculator and we can calculate the total costs for you.

 

 

How To Use This Calculator

Inputs

1. Government Charges -

Stamp duty, mortgage duty and other government charges are changing constantly and different rates and concessions apply to  first home buyers, owner occupied and investment properties. The duties payable between a first home buyer and an investor can vary significantly.

For the most accurate and up to date assessment contact any of the following agencies;

Smart Search Finance or phone 1300 726 136 for up to date duties fees and total costs for all States.

 

Alternatively, contact the State Revenue Office relevant to the state you are purchasing. These links and phone numbers can be found below;

ACT or phone 02 6207 0228

New South Wales or phone 1300 139 814

Northern Territory or phone 1300 305 353

Queensland or phone 1300 300 734

South Australia or phone 08 8226 3750

Tasmania or phone 03 6233 3100

Victoria or phone 13 21 61

Western Australia or phone 08 9262 1400

 

2. Lender Fees - It is best to contact your lender or Smart Search Finance

3. Other Costs  - contact your solicitor or  conveyancer for these exact costs

 

 

Need Help?

We have home loan experts that can sort through hundreds of loan in less than 2 minutes to find the most suitable home, investment or commercial loan for your lending needs. They can show you all the all the hidden costs and restrictions as well as show you which lenders are the most reputable to choose from.

 

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