Retail, office and industrial freehold for investors and
owner occupiers.
Development finance for retail and industrial units.
Refinance of commercial property loans for better
interest rates and expired loan terms .
High LVR up to 80%, True Low Doc available, credit
impaired solutions, lease doc for investors and short term
finance.
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Solutions for small, medium and large scale business
operations. We work with the major banks and some specialist
lenders
Most major franchises funded. Business with strong
financials and longevity in the market place.
Working capital and receivable finance also available.
Specialty businesses also considered.
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Car lease available. Includes light and heavy commercial
vehicle. Commercial hire purchase, novated lease and chattel
mortgage options available.
Leasing for medical and dental equipment, agricultural,
computers and office equipment.
Low doc options available for those entities with a
strong asset base for commercial vehicles and equipment.
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Commercial Loan Calculators
Commercial loan calculator that calculated most loan
scenarios. Includes interest only and principle payment
options. Purchase cost calculator to estimate the total cost
of a purchase. We also have
mortgage calculators on our residential website
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Commercial Loan Broker
We have a network of commercial loan brokers Australia
wide so they can service your commercial finance needs. An
experienced broker can work with you in your local area to find the right lending source for your
commercial loan needs.
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Commercial Loan Lenders
Commercial lenders include the major banks - ANZ,
Commonwealth Bank, NAB and Westpac. Second tier banks -
BankWest, Suncorp, ING and more. Wholesale lending for
discounted rates, private lenders and specialist lenders.
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Commercial Property
Full Doc Interest Rates From
Residential Security: 6.79%
Variable 70% LVR:
7.18%
Variable 75% LVR:
7.33%
Fixed 1 years: 6.64%
Fixed 2 years: 6.64%
Fixed 3 years: 6.73%
Fixed 4 years: 7.07%
Fixed 5 years: 7.07%
Commercial Property Quote
Low Doc Property
Low Doc Interest Rates From
Variable 75% LVR: 7.79%
Variable
60% LVR: 8.65%
Lease Doc 75% LVR: 7.33%
No Doc 65% LVR: 8.90%%
No DocFixed 2 years: 9.05%
No Doc Fixed 3 years: 9.15%
Low Doc Loan Quotes
Business Loans
Interest rates determined by
1. Type of business
2. Loan to Value Ratio (LVR)
3. Employment and experience
4. Many other risk factors
To find out about interest rates, assessment and eligibility click on the link below and
complete the form
Business Loan Quotes
Leasing
Vehicle and Equipment
1. Lease type
2. Vehicle type
3. Equipment
type
4.
Full Doc or Low Doc Lease
To find out about interest rates, assessment and eligibility click on the link below and
complete the form
Lease Quotes
Please Note that the above interest rates are only examples.
Interest rate vary according to security type, property type, borrow amount against the properties value, loan amount, location, use and purpose.
About Us
Smart Search Finance offering hundreds of retail
banking products to all Australians. All mortgage brokers at Smart
Search Finance are Accredited Mortgage Consultants of the (MFAA) and
of the Credit Ombudsman Service Limited (COSL) for home loans, investment
and commercial loans. Servicing major capital and regional
centers' in Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart,
Canberra and Darwin. We can also service regional areas in
Victoria (Vic), New South Wales (NSW), Queensland (Qld), South
Australia (SA), Western Australia (WA) and Tasmania (Tas). Comparison
rates are based on a $250,000 loan for 25 years. This Comparison Rate applies only to the example or examples given.
Different amounts and terms will result in different Comparison
Rates. Costs such as redraw fees or early repayment fees, and costs
savings such as fee waivers, are not included in the Comparison Rate
but may influence the cost of the loan.