Smart Search Finance offers Commercial Loans with a network of more than 100 commercial loan brokers and lenders that include the major banks.

Commercial Property Loans

Retail, office and industrial freehold for investors and owner occupiers. Development finance for retail and industrial units.

Refinance of commercial property loans for better interest rates and expired loan terms .

High LVR up to 80%, True Low Doc available, credit impaired solutions, lease doc for investors and short term finance.

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Business Loans

Solutions for small, medium and large scale business operations. We work with the major banks and some specialist lenders

Most major franchises funded. Business with strong financials and longevity in the market place.

Working capital and receivable finance also available. Specialty businesses also considered.

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Car and Equipment Leasing

Car lease available. Includes light and heavy commercial vehicle. Commercial hire purchase, novated lease and chattel mortgage options available.

Leasing for medical and dental equipment, agricultural, computers and office equipment.

Low doc options available for those entities with a strong asset base for commercial vehicles and equipment.

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Commercial Loan Calculators

Commercial loan calculator that calculated most loan scenarios. Includes interest only and principle payment options. Purchase cost calculator to estimate the total cost of a purchase. We also have mortgage calculators on our residential website

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Commercial Loan Broker

We have a network of commercial loan brokers Australia wide so they can service your commercial finance needs. An experienced broker can work with you in your local area to find the right lending source for your commercial loan needs.

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Commercial Loan Lenders

Commercial lenders include the major banks - ANZ, Commonwealth Bank, NAB and Westpac. Second tier banks - BankWest, Suncorp, ING and more. Wholesale lending for discounted rates, private lenders and specialist lenders.

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Commercial Property

Full Doc Interest Rates From
Residential Security: 5.25%
Variable 60% LVR:   5.58%
Variable 75% LVR:   5.68%

Fixed 1 years: 4.75%
Fixed 2 years: 4.67%
Fixed 3 years: 4.76%
Fixed 4 years: 4.68%
Fixed 5 years: 4.82%

Commercial Property Quote

Low Doc Property

Low Doc Interest Rates From
Variable 75% LVR:     6.85%
Variable 60% LVR:     6.70%
Lease Doc 75% LVR: 5.68%

No Doc 65% LVR:      8.05%
No DocFixed 2 years: 7.75%
No Doc Fixed 3 years: 7.99%

Low Doc Loan Quotes

Business Loans

Interest rates determined by
1. Type of business
2. Loan to Value Ratio (LVR)
3. Employment and experience
4. Many other risk factors

To find out about interest rates, assessment and eligibility click on the link below and complete the form

Business Loan Quotes


Vehicle and Equipment
1. Lease type
2. Vehicle type
3. Equipment type
4. Full Doc or Low Doc Lease

To find out about interest rates, assessment and eligibility click on the link below and complete the form

Lease Quotes

Please Note that the above interest rates are only examples. Interest rate vary according to security type, property type, borrow amount against the properties value, loan amount, location, use and purpose.

About Us

Smart Search Finance offering hundreds of retail banking products to all Australians. All mortgage brokers at Smart Search Finance are Accredited Mortgage Consultants of the (MFAA) and of the Credit Ombudsman Service Limited (COSL) for home loans, investment and commercial loans. Servicing major capital and regional centers' in Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart, Canberra and Darwin. We can also service regional areas in Victoria (Vic), New South Wales (NSW), Queensland (Qld), South Australia (SA), Western Australia (WA) and Tasmania (Tas). Comparison rates are based on a $250,000 loan for 25 years. This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Need Help? Submit a Commercial Loan Quote or Contact Us on 1300 726 136