Commercial Loans for retail, office and industrial freehold for investors and owner occupiers. Development finance for retail and industrial units.

Refinance of commercial property loans for better interest rates and expired loan terms .

High LVR up to 80%, True Low Doc available, credit impaired solutions, lease doc for investors and short term finance.

Commercial Property Loans  

Business Loans / Lending

Solutions for small, medium and large scale business operations. We work with the major banks, non bank lenders and private finance investors.

Most major franchises funded. Business with strong financials and longevity in the market place

Working capital and receivable finance also available. Specialty businesses will also be considered on a case by case basis.

Business Loans  

Car loans and lease available. Includes light and heavy commercial vehicle. Commercial hire purchase, novated lease and chattel mortgage options available.

Leasing for medical and dental equipment, farm/agricultural, computers and office equipment.

Low doc options available for those entities with a strong asset base for car loans, commercial vehicles and equipment leasing.

Car Loan & Leasing  

Commercial Loan Calculators

Online commercial loan calculators that can calculate interest only or principle and interest repayments. Total fees and loan costs are included in the calculation as well as the annualised interest rate. Calculate the total cost of your loan with this calculator as well.

Commercial Loan Calculators

Commercial Loan Brokers

We have a network of commercial loan brokers Australia wide to service your commercial finance needs. An experienced broker can work with you in your local area to find the right lending source and solutions for your commercial finance needs.

Commercial Loan Brokers

Commercial Loan Quotes

We have 100s of lenders and brokers Australia wide that assist you with your commercial loan enquiries. They can assess your circumstances, offer realistic solutions, compare loan options and help negotiate better deals for your commercial finance needs.

Commercial Loan Quotes

Lenders

Here are just some of the lenders we use including non banks and private financiers.

Today's Interest Rates
Lender Loan Type Security Type Interest Rate Max LVR
Bank Variable Residential Security 5.35% 80% Enquire
Bank Fixed Rate From Residential Security 4.74% 80% Enquire
Bank Variable Rates From Commercial Security 5.03% 75% Enquire
Bank Commercial Equity Loan From Commercial Security 6.78% to 7.03% 70% to 75% Enquire
Bank 1 Year Fixed Rate From Commercial Security 4.63% 75% Enquire
Bank 2 Year Fixed Rate From Commercial Security 4.67% 75% Enquire
Bank 3 Year Fixed Rate From Commercial Security 4.62% 75% Enquire
Bank 5 Year Fixed Rate From Commercial Security 5.17% 75% Enquire
Lender Loan Type Security Type Interest Rate Max LVR
Bank Low Doc Variable From Residential Security 6.09% 60% to 70% Enquire
Bank Low Doc Fixed Rate From Residential Security 5.09% 60% Enquire
Bank Lease Doc Variable Commercial Security 5.53% 60% Enquire
Non Bank No Doc Commercial Security 7.75% 60% Enquire
Bank 1 Year Fixed Rate From Commercial Security 5.09% 60% Enquire
Bank 2 Year Fixed Rate From Commercial Security 5.22% 60% Enquire
Bank 3 Year Fixed Rate From Commercial Security 5.29% 60% Enquire
Bank 5 Year Fixed Rate From Commercial Security 5.59% 60% Enquire

Due to the complexity and many variables associated with business loans we are unable to publish business loan interest rates.

Please complete the online Business Loan Quotes page accurately as possible so we can assign a business lending specilaist to discuss your business finance.

Please complete the online Lease Quotes form so we can assign one of our leasing specialists to discuss your finance needs.

Commercial Loan Quotes

Please Note: that the above interest rates are only examples. Interest rate vary according to security type, property type, borrow amount against the properties value, loan amount, location, use and purpose.

About Smart Search Commercial Loans

Smart Search Finance commercial lenders and brokers offer realistic solutions from hundreds of retail banking products to all Australians. All mortgage brokers at Smart Search Finance are Accredited Mortgage Consultants of the (MFAA) and of the Credit Ombudsman Service Limited (COSL) for home loans, investment and commercial loans. Servicing major capital and regional centers' in Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart, Canberra and Darwin. We can also service regional areas in Victoria (Vic), New South Wales (NSW), Queensland (Qld), South Australia (SA), Western Australia (WA) and Tasmania (Tas).

Comparison rates are based on a $250,000 loan for 25 years. This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.