The cost of borrowing for commercial property remains elevated in October 2025, driven largely by broader macroeconomic pressures, central bank policy, and lender risk appetites. While there is some softness emerging in fixed rates, variable rates still carry uncertainty and upward pressure depending on future rate moves. Variable Rates: More Flexibility — More Risk Fixed Rates: Certainty at a Premium Indicative Interest Rates for Commercial Property Loans (2025) How Interest Rates are Sourced :Commercial property loan interest rates are drawn from a diverse panel of lenders, including Australia’s major banks, regional and smaller banks, non-bank lenders, specialist financiers, and private… Read more