As of 3 February 2026, the Reserve Bank of Australia (RBA) has increased the official cash rate by 0.25% to 3.85%, as inflationary pressures picked up again in late 2025. Following the decision, many lenders have begun passing on rate increases, affecting commercial property loans, business finance, asset finance (car and equipment leasing), and fixed‑rate offerings. This update explains why rates increased, how commercial borrowers are affected, and what business owners can do to manage the impact. Why the RBA Increased Interest Rates (February 2026) The RBA lifted rates due to renewed inflationary pressure and stronger‑than‑expected economic activity. Key drivers… Read more