Month: March 2026

RBA Raises Rates to 4.10%: What It Means for Commercial Borrowers The Reserve Bank of Australia (RBA) has increased the official cash rate by 0.25% to 4.10%, reflecting renewed concerns that inflation may remain above the target range for longer than expected. For business owners and commercial property investors, the rate rise could lead to higher borrowing costs and tighter lending conditions, particularly for variable-rate commercial loans. Why the RBA Increased Rates The decision was driven by several economic factors. Inflation Pressures Have Increased Although inflation had fallen significantly since its peak in 2022, it rose again during the second… Read more

The Reserve Bank of Australia (RBA) has been closely monitoring inflation, energy costs, and the labour market. Before its March 2026 meeting, economists and financial markets were predicting a 60–70% chance of a 0.25% rate increase. For Australian businesses with commercial loans, even a small interest rate hike can affect repayments, cash flow, and borrowing strategies. In this article, we break down what this means for commercial borrowers and the steps businesses can take to protect their finances. Why the RBA Might Raise Rates 1. Inflation Still Above Target The RBA’s target inflation band is 2–3%, yet recent underlying inflation… Read more