Month: December 2025

The Reserve Bank of Australia kept the cash rate steady at 3.60%, signalling a cautious approach as inflation shows signs of picking up again. While this decision is aimed at stabilising the broader economy, it also has important flow-on effects for commercial property borrowers, business owners, and asset finance customers. Commercial Property Finance Economic activity and private demand are strengthening, which is continuing to push up activity and prices in the property market. For commercial investors, this means: Investors looking at commercial assets—office, industrial, retail, or mixed-use—should expect lenders to remain cautious but generally supportive, with competitive options still available…. Read more

Australia’s latest inflation data has ticked higher, and this has major implications for borrowers. When inflation rises, the RBA typically responds by tightening monetary policy — which can mean higher interest rates or delaying any expected rate cuts. For homeowners and business owners with loans, this can translate into increased mortgage repayments and higher borrowing costs. But the good news? There are real savings opportunities available right now, especially for those paying above the current competitive rates. 📈 Why Inflation Impacts Interest Rates Inflation measures how quickly prices for goods and services are rising. When it increases: This flow-through effect… Read more