Month: May 2026

The 2026 Federal Budget has arrived, and it brings with it some of the most significant tax and structural reforms Australia has seen in decades. While the headline news is heavily focused on residential housing, for those of us in the commercial lending and property space, the reality is more nuanced. For business owners, commercial property investors, and financiers, the “rules of the game” are shifting. Here is what you need to know about how these changes affect your portfolio, your business, and your future borrowing capacity. 1. Commercial Property: The “Hidden” Beneficiary? Perhaps the most notable takeaway is what… Read more

RBA Raises Rates to 4.35%: Impact on Commercial & Business Loans The Reserve Bank of Australia (RBA) has increased the official cash rate by 0.25% to 4.35%, marking its third hike in recent months. This decision underscores the Board’s concern that inflation, fueled by domestic capacity pressures and global energy shocks, is proving more persistent than expected. For business owners and commercial property investors, this move signals a period of higher debt-servicing costs and a likely tightening of credit assessments. Why the RBA Acted Now 1. Rebounding Inflationary Pressures After a period of cooling, inflation gained momentum in late 2025… Read more